Open a BMO^®* AIR MILES^® Chequing Account today!

1. For full details on the BMO Savings Amplifier Account Promotional Interest Rate, visit https://www.bmo.com/pdf/savings-amplifier-promotional-interest-rate-offer-en.pdf

2. Starting July 1, 2025, with the AIR MILES Bank Plan, earn: (i) one (1) AIR MILES Reward Mile (“Mile”) for every $25 in purchases, up to a maximum of 160 Miles ($4,000 net eligible purchases) per calendar month; and (ii) one (1) AIR MILES Bonus Mile (“Bonus Mile”) for every $25 in purchases at merchants classified by Mastercard’s “Merchant Category Code” (MCC) as “grocery stores and supermarkets” (MCC 5411) and “Wholesale Clubs” (MCC 5300) for a total of two (2) Miles (including the base earn rate). Bonus Miles will be earned on eligible grocery store and wholesale club purchases up to a maximum of $500 in net purchases per calendar month for each category. Miles are calculated on the total eligible cumulative purchases (less refunds) made with your BMO Debit Card that occur on your Lead Account (the account you have designated to pay the monthly AIR MILES Bank Plan fee)over a calendar month.

3. Lead Account holders of the AIR MILES Bank Plan will receive automatic AIR MILES Gold® collector status. For details and benefits of being an AIR MILES Gold collector, refer to https://www.airmiles.ca/en/profile/status-benefits.html.  

4. The minimum daily balance must be maintained throughout the calendar month in a Primary Chequing Account or Interest Chequing Account (for existing customers) that you have designated to pay the monthly AIR MILES Bank Plan fee.

5. To qualify for 25 Bonus Miles per month, you must be the Primary Cardholder of a BMO AIR MILES World Mastercard or BMO AIR MILES World Elite Mastercard (each a BMO Mastercard); authorized users do not qualify. Your BMO Mastercard must be in good standing at the time Bonus Miles are applied to your AIR MILES collector account.

6. Card-linked offers are available to AIR MILES collectors with an eligible Canadian-issued Mastercard credit card or an eligible Bank of Montreal (BMO) issued debit card associated with a BMO personal banking account that is linked to their AIR MILES collector account. Collectors with a BMO AIR MILES Mastercard are automatically linked. Collectors with any other Canadian issued Mastercard credit card must first link their card to their AIR MILES Collector account at airmilescardlink.ca. To link a BMO Debit Card to your collector number, you must provide or have provided BMO with your active AIR MILES collector number.

All Card Linked Offers are subject to the AIR MILES Card Linked Offers Terms and Conditions found online at airmiles.ca/cardlinkedoffers, and each unique offer has separate terms and conditions found online at airmiles.ca/cardlinkedoffers. Not all Card Linked Offers may be eligible for Debit Card purchases. Certain offers require you to opt-in before completing the qualifying purchase transaction.

Available card-linked offers and participating partners are subject to change from time to time. AIR MILES reserves the right to make changes to or withdraw card-linked offers at any time, for any reason and without notice. Before you make a purchase, make sure the offer still actively appears on airmiles.ca/cardlinkedoffers and/or in your AIR MILES offers feed. The AIR MILES Card Linked Offers Terms and Conditions include information about how to unlink your AIR MILES Collector account if you no longer wish to participate in Card Linked Offers.

7. Transaction, includes everyday banking transactions at a BMO branch, BMO ATM, BMO Telephone Banking, BMO Online Banking, BMO Mobile Banking, debit card purchases, cheques drawn on your account and Pre-Authorized Debits, and INTERAC e-Transfer transactions at no additional charge. Transaction limits may apply. You are responsible for all transaction, service and product fees not included in the AIR MILES Bank Plan.

8. INTERAC e-Transfer transactions are subject to maximum send and receive dollar amounts. A cancellation fee may still apply when you cancel the transaction.

9. If you are the lead account holder with the AIR MILES Bank Plan, your family members that reside at the same household as you can open accounts under your Bank Plan (a “Member Account”) with no additional monthly Plan fee. Member Accounts are any additional accounts that are opened under the Bank Plan, held either by you, or held by your family members or jointly with your family members. Member Accounts do not qualify to earn AIR MILES Reward Miles or AIR MILES Bonus Miles. For full terms and conditions please visit bmo.com/familybundle. Family Bundle can be set up at your local BMO branch effective July 2, 2025.

10. Terms and conditions can be found at www.bmo.com/onguard/SLGconditions.

^®/™ Trademarks of AM Royalties Limited Partnership ad used under license by AIR MILES Loyalty Inc.
^®* Trademarks of Bank of Montreal
^®† INTERAC e-Transfer is a registered trademark of Interac Corp.
^®‡ Mastercard. World Elite, and the circle designs are trademarks of Mastercard International Incorporated.